Things we're reading today include ...
- Millions could have to change bank sort code under ring-fence rules
- James Moore: Has Standard Chartered dug itself into a hole?
- Fitch slams Bank of England for letting banks hide emergency support
- Small Talk: Crowdfunding must now be taken seriously by rivals
- ECB President Mario Draghi dips his toe in QE waters
- Fed's Kocherlakota backs goal-based policy, wants more stimulus
- Warning of deflation risk after inflation drops to lowest level in 14 years